When a business files Chapter 11, an emergency motion to use cash collateral is essential. Cash collateral is most often the accounts receivable that the business needs to fund its operations. Payroll, rent, and other operating expenses can’t wait to be paid. That urgency of the immediate need to use cash can create pressure to agree to terms in a cash collateral order that go beyond what the Bankruptcy Code actually requires. A debtor focused on simply "getting the order si

When people picture a marriage-based green card case, they often imagine a stack of forms, a filing fee, and a waiting game. The paperwork is real, but it's not the heart of the matter. At its core, a marriage-based petition asks U.S. Citizenship and Immigration Services (USCIS) to believe one thing: that your marriage is genuine. That it was entered into to build a life together, not to obtain an immigration benefit. The best way to satisfy that standard is also the best way

By Johnson Legal Services, PLLC | Wheeling, West Virginia We’ve heard the same story from small business owners across Ohio, Pennsylvania ad West Virginia, and beyond, many times. Business slows down. Payroll is due. The bank says no. Then an email arrives promising $50,000 in your account by Friday — no credit check, no collateral, no problem. All you have to do is sign. That signature can cost you everything. In our view, Merchant Cash Advances — or MCAs — have become one o

By J ulia Simeone At Johnson Legal Services, PLLC, public service is not just a professional duty — it’s a personal calling. Our Managing...

Chapter 11 bankruptcy can be a lifeline for small businesses facing financial distress. It allows businesses to reorganize their debts...

Surrogacy has become an increasingly popular option for singles and both heterosexual and homosexual couples. However, this is still a...

Often clients say that they don’t want to declare bankruptcy on their home – just on their credit card or medical debts. On one hand,...

In child custody disputes and visitation cases, the testimony of a minor can be an important component of a case. When a party requests child testimony, the judge is called upon to find the delicate balance between allowing the individual most affected by the proceeding to have a voice and protecting the child from the negative effects of being between two opposing custodians. The guiding principal in all child custody proceedings is, of course, the best interest of the child

The Truth in Lending Act (TILA) is a federal law enacted in 1968 and designed to protect consumers in credit transactions. But how? The...

Exemptions can be complicated. There are federal exemptions provided in 11 U.S.C. § 522(d), but each state has the right to opt out of...

When most individuals file for bankruptcy relief, their primary aim is to find a swift resolution so that burdensome debt is wiped...

When it comes to car loans, unexpected twists can leave us "upside-down" and financially vulnerable. I'm sure you've already heard of GAP...